Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

Landlord insurance is designed to protect property owners from various risks associated with renting out their properties, but landlords shouldn't assume that their landlord insurance covers tenant ...

The ongoing California fires devastating Los Angeles County and surrounding areas highlight the growing risks posed by climate change, droughts, and expanding residential developments in fire-prone ...

Find out if you need umbrella insurance.

Florida homeowners are navigating a complex insurance landscape marked by years of significant premium increases. Costs remain high, making it essential for residents, including those in Pensacola, to ...

Full coverage insurance packages multiple coverages together ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...